AccrueMe

 AccrueMe is a private capital firm that has provided private credit to established ecommerce brands since 2018. They extend customized capital lines from $100K to $5M to leading businesses operating on Amazon, Shopify, Walmart, and TikTok. These lines are structured around low cost, long terms, and genuine flexibility, and reserved for operators running truly strong businesses. 

The result is a funding partner that is patient, transparent, and genuinely aligned with the brand’s growth. AccrueMe’s private capital lines are built around: 

• Custom private credit lines — Access $100K to $5M and draw only what you need, paying interest only on the capital you actually use. 
• Low cost, great terms — Bank-style rates reserved for top operators, with no hidden fees, no gotcha rates, and no revenue sweeps in the fine print. 
• Deferred, interest-only structures — Go months with no payments, then interest-only, so capital stays in the business through peak season. 
• Owner liquidity — Take money off the table for yourself without giving up equity or selling the business you built. 
• Patient, long-term capital — Most partnerships run two years or more, and many run 40 to 50-plus months — no treadmill of refinancing every few weeks. 

 AccrueMe is family-operated, founded by twin brothers Ben and Sam Kotch. As the #1-rated funder on Amazon Seller Central, they treat founders like partners and back the best brands for the long haul. 

For established brands seeking non-dilutive growth capital, inventory financing, or a flexible ecommerce funding line, AccrueMe offers some of the most founder-friendly private credit in the market.